RM Group Logo RM Group Business People

 

Frequently Asked Questions

Who is the RM Group and what made them industry leaders in the field of Super?
What does the term “Self Managed Superannuation” mean?
How financially secure is self managed super?
What level of performance can I expect?
Why is Self managed super cheaper to run than other super options?
What other benefits are there to converting to self managed superannuation?
How can this form of super benefit me now?
What happens when I'm ready to retire?
Is fund monitoring and regular reporting included?
What has made RM industry leaders in the field of Super?
Does RM offer any kind of guarantee?
Why do so many Accountants choose to outsource to RM?
What assurances of quality can RM offer?
How quickly can it be set up?
How easy is it to set up?
What are the advantages of Self Managed Superannuation Funds (SMSF)?
Why should I use RM Superannuation Services?
Who is the RM Group and what has made them industry leaders in the field of Super?

We have been offering specialist expertise since 1975. At RM Superannuation Services we only do superannuation, so you benefit from service and advice that is 100 per cent dedicated to the performance of your super fund.

The company's skill base and industry contacts are constantly expanding and today provides first class superannuation services to a large number of business and personal clients.

What does the term “Self Managed Superannuation” mean?

It is called “Self Managed” because you retain ultimate control of your funds even though we do all the work and provide expert advice with every decision you make.

How financially secure is self managed super?

As an investor you feel secure in knowing that all your investment decisions are backed by advice from industry experts with the sole purpose of enhancing the performance of your superannuation fund. As with all superannuation options, you can specify the level of security you feel comfortable with.

What level of performance can I expect?

The majority of RM clients acting under our advice have achieved returns in line with or better than industry standards. Please ask for further information upon application.

Why is Self managed super cheaper to run than other super options?

    * No Contribution fees
    * No Exit penalties
    * No Hidden charges or commissions

Cost Structure – simple and affordable.

    * You pay once off establishment fee as per the enclosed schedule
    * Fees for the yearly administration service will be charged in accordance with the enclosed schedule
    * Audit fee $450 (average)

PLEASE NOTE: Figures quoted can be subject to change over the life of this brochure and do not include regulatory Government charges.

What other benefits are there to converting to self managed superannuation?

Virtually unlimited investment diversification options; direct property, direct shares, fixed interest, institutional options etc…always with the backing of expert advice.

The ability to move existing assets held outside the superannuation fund into the fund.

Effective tax planning opportunities.

How can this form of super benefit me now?

For many small business people the opportunity exists for self managed super to help them achieve their personal and business goals before retirement. Ask one of our consultants how your super can work for you now to acquire new business premises, plant and equipment etc.

What happens when I'm ready to retire?

Depending on your individual circumstances, you will have a number of options available to you. Speak to your RM consultant about:

    * Lump sum payments
    * Account Based Pensions
    * A mixture of the above

Is fund monitoring and regular reporting included?

Yes. RM can report to you directly or through your advisor, on a regular basis. In addition to any reports required by statute, RM will also send detailed reports profiling the performance of your fund.

What has made RM industry leaders in the field of Super?

We have been offering specialist expertise since 1975. At RM Superannuation Services we only do superannuation, so you benefit from service and advice that is 100 per cent dedicated to the performance of your super fund.

The company's skill base and industry contacts are constantly expanding and today provides first class superannuation services to a large number of business and personal clients.

Does RM offer any kind of guarantee?

Yes. We provide a 12 month money back guarantee on our fees.

Why do so many Accountants choose to outsource to RM?

We are unmatched in the region because:

  • We specialize in superannuation
  • Are up to date with the complicated ever changing superannuation rules and regulations.
  • We offer technical advice on structure of investments
  • We provide a comprehensive administration system, with extras such as CGT tracking
  • We have flexible reporting procedures
  • All our advice and consultation is included in the overall fee
  • Complete processing of all investment documentation and compliance paperwork (AAS 25 standard)
What assurances of quality can RM offer?

In addition to our quality assurance measures, RM is also supported by a super administration system recognized as Australia 's best. Our advisors are members of  The Association of Superannuation Funds of Australia (ASFA). When it come to Trust Deeds and Legal Agreements for your super structure, RM specifies the best available. All our deeds and agreements are drafted by well respected Sydney Barrister Noel Davis LLB. Noel is recognized as one of Australia 's leading practitioners in the area of superannuation and tax law.

How quickly can it be set up?

We can usually have the documentation fully prepared and ready for signing within 48 hours.

How easy is it to set up?

It's as easy as setting up a bank account. Simply complete the attached form and send it back to us: Reply paid 2125, DANGAR NSW 2309. From there we take care of all the paperwork and details. These include:

  • Trust deeds
  • Bank account and forms
  • Sample investment strategy
  • Regulatory authority forms
  • Preparation of roll-over letters
  • Sample minutes

Please remember to set aside 45 minutes to come in to sign all the necessary documentation.

What are the advantages of Self Managed Superannuation Funds (SMSF)?

Superannuation is the most powerful tool available to you to help create retirement income streams that provide and maintain the level of comfort and living you require when you exit the workforce. As such, it is important that the way in which your superannuation is administered and run is tailored to suit your own individual and specific needs.

If you want the flexibility to choose specific assets, to group different pensions, or define death benefits without the high costs of other larger retail or industry based managed funds, then you may find that SMSF's are the way to go for you.

Why should I use RM Superannuation Services?

As previously stated, RM has been operating since 1975 and has become one of the industry leaders in SMSF's. As such we can offer you the expertise of our people, the highest level of hassle free service and the knowledge that your fund will be administered by one of the longest running Self Managed Superannuation Funds firms in the industry.

<Top of Page>

Website design by Weblite Newcastle © Copyright 2004 - 2015